Single mothers have their task cut out in life that it is going to be a tough ride. That is, if their partner has not left them a good will. There is an aura of financial insecurity with single women. There is also a feeling that she might be mentally disturbed and this may result in non-repayment of loans in later stages.
The Govt. does have some programs though for handing help to such women. They bear a load of the burden with the institution in case of defaults. There are also a few grants at disposal for these women.
If they get the loan on sympathy ground, the interest rate would be reasonable. They might have to show that they are handling their kid’s education well. They can also get access to monetary and otherwise help from the churches that do benevolent things regularly. It is tough for them to get loans, especially from banks.