Structured settlement funding is generally sought-after by people who have little chances to earn their living. Older people, little children and people with huge loans are common examples. They go for structured settlement as that is exempt from tax.
There are companies that provide structured settlement where the monthly payments are reasonable. What is not discussed is the hidden cost however and there you get the chaff with the grain.
There may be brokers involved entailing huge commissions from you to avail the structured settlement. Sound companies do not need brokers to advertise their intentions. You need to check out the better companies using your own enquiries. You need to check the testimonials of various companies.
Structured settlement may be provided to people with even bad credit records. The funds that come with it often allure people to go for it. They generally turn out to be a profitable venture as they provide leniency on various aspects.