Cuckee.com

With the change in the social structure and the resulting financial insecurity more and more people are enrolling themselves into the pension plans. Pension plans not only ensure that you have a steady flow of income once you are done with your employment; these plans also offer a security in case of a financial emergency. [...]

Unplanned loans, fall in income etc contribute to the problem of payment of debts.
There are many options left before a person files bankruptcy .A few alternatives to filing bankruptcy are as follows:-
• Selling out old car
• Renting out rooms in our guest house and earn some money for payment of dues
• Selling share equities which we own
• Finding work [...]