Archive for the 'Investments' Category

Home Equity Loans

An important decision while deciding upon your dream home is the fast home equity loan factor. Incidentally though, it also remains to be the most underrated decisive factor during such decision making processes.
Much of this under importance is due to the non availability of expert advice from the customer’s perspective. Before you sign up for […]

What is a reverse stock split ? (investments)

Rather than increase the number of shares of common stock outstanding, a company may want to reduce the number of such stocks. It can accomplish this with a reverse stock split. Say for a reverse split of 1-4, the shareholders would be given one new share in exchange for four current shares.As with stock dividends […]

The irrelevance of dividends and why re-investments are a better option (investments)

One of the most comprehensive investment arguments for the irrelevance of dividends was provided by Modigliani and Miller in their research.
They asserted that given the investment decision of the firm, the dividend payout ratio is a mere detail and that it does not affect the invested wealth of the shareholders. The argument is that […]

The benefit of investing early in your life (investments) - Make more money by starting early

Most of the individuals do not plan out their financials early in the life. One of the prime reasons they feel is that what’s the hurry - there’s enough time left. The later you start the weaker you end. Finance and growth are a function of time and not luck. Let us understand this through […]

What is a stock split and how does it affect the investors at large?

One of the most enigmatic financial and investment strategies of the companies has been the stock split. Why is such a stock split done and how does it affect the company, its finance? How does the stock split affect the investment decision of the investors?
With a stock split the number of shares is increased through […]