Archive for December, 2007

The art of barter in the era of fast credit

The practice of barter system dates back to the primitive era of finance. However, the practice is still prevalent in different forms. Bartering, today, is more than swapping of goods and services. It has now become an excellent financing technique for mid sized to large sized companies.
How does the concept work?
All excess capacity like the […]

Why does the repayment schedule go sour for unsecured lending?

The most prevalent and marketable form of loans is the unsecured lending. The lender does not want any security or collateral against the lending. The borrower does not have to mortgage anything to avail the loan. Up front it’s a win-win situation for both the borrower and the lender. The most remarkable feature of the […]

The home equity loan puzzle

Home loan plans require flexibility and time apart from some money on good interest rates. So while you borrow money through home secured loan route, do ensure that these two attributes are build into your loan structure.
You can also take an equity loan for the purpose of your home improvement loans. How does such an […]

Waiting for the government to lower your rates, better think again!

If you are waiting for the FED to continue lowering rates before you for your refinance, you may have missed your chance to lock into a fixed mortgage for under six percent.
Interest rates are moving up and have steadily moved up, despite the Federal Reserve and Ben Bernanke lowering the fed funds rate. How is […]

Fed lowers mortgage rates, time to explore a mortgage refinance

With the FED once again lowering the fed funds rate it may be a great time to explore refinancing your home, condo or investment property. Perhaps you should think about buying your dream home or that second home you have always wanted. So where to start?
During your search for your home loans, you might come […]