Archive for August, 2007

Real interest rates vs Interest rates

The title must be enigmatic for some and familiar to others. For the sake of those who would be wondering what is it all about, read ahead.
Interest rates are defined as just interest rates - the rate of interest which you earn on your investments, plain and simple.
The real interest rates are defined as the interest rates adjusted [...]

Why stock markets will always give better returns than your fixed deposits

The fixed deposit rates are indicative of the risk free rate of return. Since such rates are guaranteed by the bankers/financiers they carry minimum or no risk tag on them.
 
This risk free rate of return is defined as the return earned on investments with negligible risk
 
For an enterprise to attract equity capital from its promoters [...]

What are fixed and floating interests rates in the home loan market?

The interest component of the home loans is based on either of the two types of interests or a combination of them. A series of permutations and combinations, at times, might result in a very complex structure of interest calculation.    
The fixed interest rate refers to the flat rate of interest on the loan. The [...]

Have you insured the existence of chaos against the occurrence of routine?

Anything that disrupts the routine is considered as a hazardous risk and is attempted to be insured. But ever wondered that in a world which is increasingly becoming more chaotic, we could some day try to attempt to insure the routine from interfering with the daily chaos that we have become so used to
Funny as [...]

Money, elections and corruption !!

All election campaigns of the world have one thing in common. Funds. The larger is the size of the corpus available for spending, the larger is the indulgence and extravaganza.
A lot of money changes hands during the election campaigns. In some of the countries such amount of funds that are spent are accounted for whereas [...]